Why are Americans saving more than ever?

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A report released by the National Association of Insurance Commissioners on Wednesday found that Americans saved an average of $5,000 a year on life insurance in 2014.

That’s an average increase of nearly $500 from 2013, when the number of Americans with life insurance rose by nearly a third.

The annual average is roughly $10,000 in 2015.

The insurance industry, however, doesn’t track how many people have died, or how much the insurance companies paid.

A number of factors have led to the spike in people’s life insurance coverage, including the economic downturn, and the aging of the population.

A report from the Institute for Health Policy and Clinical Practice said that in 2010, the insurance industry had a surplus of $8.3 billion in the form of life insurance.

“Insurance companies were able to purchase life insurance at a premium that was at least twice what it was paying for life,” the report said.

“The reason why this is important is that life insurance is a good way to help people survive in a financially challenging economy.”

But while Americans are saving more money on life than ever before, they are still not saving as much as they could.

The number of people with life coverage in the United States is now estimated at 6.6 million, down from 8.3 million in 2010.

That drop is largely attributable to the recession.

The percentage of Americans who have a policy of life protection fell from 20 percent in 2010 to 15 percent in 2015, according to the study.

Meanwhile, the number who had a policy for less than a year rose from 14 percent to 17 percent.